Japan Post Bank Branch Code: How to Find Yours (2026)

A Japan Post Bank branch code is a 3-digit number called 店番 (tenban). Other banks need it to send a domestic transfer (振込, furikomi) to your Japan Post Bank account. Japan Post Bank's financial institution code (金融機関コード) is 9900.

Japan Post Bank identifies accounts by a 5-digit symbol (記号, kigō) and a number (番号, bangō). For transfers from other banks, these convert into a branch name (店名), branch code, deposit type (預金種目), and 7-digit account number (口座番号).

The branch name is a label for transfers, not a real office. For money from abroad, the SWIFT コード is JPPSJPJ2. This guide shows how to find your code, which numbers to use, and the full branch list.

Key codes for Japan Post Bank transfers

Which numbers do I use?

Japan Post Bank uses two number formats. Which one you give depends on who sends the money.

Most transfer failures happen when someone mixes these formats. Check which case applies before you share your details.

How to find your Japan Post Bank branch code

You can find your Japan Post Bank branch code in five ways. The passbook and the official tool are the most reliable.

1. Your Japan Post Bank book.

Open your passbook (通帳) to the first two-page spread. The transfer details (振込用) show the 店名, 店番, and 口座番号.

Is this part blank? Take your passbook to a Japan Post Bank counter, and staff can print it for you.

2. Your Japan Post Bank card.

Find the 5-digit symbol (記号). General accounts show it on the card. Transfer accounts show it on the account opening notice (振替口座開設のお知らせ). Then check its first digit:

• Starts with 1 (general account, 普通): Take digits 2 and 3, then add 8. For example, 14030 gives branch code 408 (四〇八).

• Starts with 0 (transfer account, 当座): Take digits 2 and 3, then add 9. For example, 02160 gives branch code 219 (二一九).

Some cards show one extra digit between the symbol and the number. Do not use this digit for transfers.

3. The Yucho passbook app

The ゆうちょ通帳アプリ shows your branch name and account number in its account information menu. It suits people who no longer use a paper passbook.

4. Japan Post Bank's official conversion tool

Enter your symbol and number on Japan Post Bank's conversion page. It shows your 店名, 店番, 預金種目, and 口座番号 in seconds.

The page is in Japanese. Type both numbers in half-width digits, then press 入力内容の確認 (confirm).

5. The automated phone line

Call the Yucho transfer inquiry line at 0120-253811. Key in your symbol and number, and a voice reads out your transfer details.

How to convert your account number (口座番号)

Other banks need a 7-digit account number. Your 番号 converts like this:

• General account, 8-digit number: Drop the last digit. For example, 12345671 becomes 1234567.

• Transfer account: Keep the number and add zeros on the left to make 7 digits. For example, 54321 becomes 0054321.

Your number may have fewer digits than these examples. If so, use the official tool instead of converting it yourself.

The Japan Post bank branch code list

Every financial transaction into a Japan Post Bank account needs the correct branch code. The wrong code can delay or reject your 振込.

The list below matches Japan Post Bank's official branch list. Codes ending in 8 belong to general accounts (普通). Codes ending in 9 belong to transfer accounts (当座).

Searching for your branch by kana

Some bank apps make you pick a branch by its first kana. Choose the letter without dakuten, such as セ for ゼロ branches. For 九 branches, the kana is キユウ, written with a full-size ユ.

Ordinary account branches (普通)

Transfer account branches (当座)

What do codes like 058, 088, or 208 mean?

Each code is a branch label for transfers, not a real office. For example, 058 is the branch 〇五八 (ゼロゴハチ), and 208 is 二〇八 (ニゼロハチ).

All of them belong to Japan Post Bank Co., Ltd. Your own code depends on your symbol, so you cannot pick a different one.

Common issues and solutions

a. Incorrect branch code

A wrong branch code is the most common reason a 振込 fails or bounces. These four mistakes cause most errors:

• Using the card rule on a transfer account. Symbols starting with 0 end in 9, not 8.

• Leaving the 8-digit number unchanged. Other banks accept only 7 digits.

• Keeping the extra middle digit. The single digit between the symbol and number is not part of either.

• Choosing the wrong 預金種目. General accounts are 普通; transfer accounts are 当座.

Before you share your details, check them on your passbook or the official tool. Japanese forms often say ご確認ください (please check), and this is the step they mean.

b. Branch code changes

Your branch code follows your symbol. It stays the same as long as you keep the same Japan Post Bank account.

Unsure if your details are current? Use the automated line at 0120-253811 for transfer details. For other questions, call the Yucho Call Center at 0120-108-420.

The call center answers weekdays from 9:00 to 19:00, and weekends and holidays from 9:00 to 17:00. Only the Card Loss Center (0120-794889) runs 24 hours, every day.

c. International transactions

Transfers from other banks in Japan

For transfers from another Japanese 金融機関, give the sender these details:

• 銀行名: ゆうちょ銀行 (Japan Post Bank Co., Ltd.)

• 金融機関コード: 9900

• 店名 and 店番: for example 四〇八 and 408

• 預金種目: 普通 or 当座

• 口座番号: 7 digits

Japanese transfer forms usually show the bank as ゆうちょ銀行. Search for that name if "Japan Post Bank" does not appear.

Money sent from abroad (海外からの送金)

Overseas transfers use a different format. Your international wire transfers need these details:

• Beneficiary bank: Japan Post Bank

• SWIFT コード: JPPSJPJ2 (or JPPSJPJ2XXX). It replaced JPPSJPJJIRS in September 2025.

• Account number: your 5-digit 記号 followed by your 番号, for example 14030-12345671

• 受取人 (beneficiary) name: exactly as registered, in English letters

• Address: your registered address, in English letters

• Currency: USD or EUR only. Japan Post Bank converts it into yen on arrival.

Do not give only the 番号, since it cannot identify your account. Use the branch code and account number only if the sender's form has too few digits.

Rules to know before you receive money

• Only personal accounts can receive overseas transfers. Company accounts cannot.

• Intermediary banks deduct a fee, usually 10 USD or 5 EUR for transfers of 100 or more. Other fees may also apply.

• Japan Post Bank may ask about the purpose of the transfer. Checks can take a month or more.

Always check these details with your sender before they 送金. A small error can send the money back, minus fees.

FAQs on Japan Post Bank branch codes

What is a Japan Post Bank branch code?

A Japan Post Bank branch code is a 3-digit number called 店番 (tenban). Other banks need it to send a 振込 to your account. It is a label for transfers, not a real office. Your code comes from your 5-digit symbol (記号).

What is the bank code for Japan Post Bank?

The financial institution code (金融機関コード) for Japan Post Bank is 9900. Enter it with the bank name ゆうちょ銀行 (Japan Post Bank Co., Ltd.). Senders also need your 店名, 店番, 預金種目, and 7-digit 口座番号.

How do I find my Japan Post Bank branch code from my card?

Look at the 5-digit symbol (記号) on your card or account notice. If it starts with 1, take digits 2 and 3 and add 8. If it starts with 0, take digits 2 and 3 and add 9. For example, 14030 gives branch code 408.

How do I convert my Japan Post Bank number to a 7-digit account number?

For a general account with an 8-digit number, drop the last digit. For a transfer account, add zeros on the left to reach 7 digits. If your number has fewer digits, use the official Japan Post Bank conversion tool.

What is the Japan Post Bank SWIFT code for money from abroad?

The SWIFT コード for incoming transfers is JPPSJPJ2 (or JPPSJPJ2XXX). It replaced JPPSJPJJIRS in September 2025. Senders must use your 記号 followed by your 番号 as the account number. Japan Post Bank accepts USD or EUR only.

Which numbers do I use for tax refunds or pensions?

Use your current 記号 and 番号, exactly as printed on your passbook. Japan Post Bank asks for this format for government payments, such as tax refunds and Employees' Pension. Leaving Japan soon? See our guide to the Japan pension refund.

What does a branch name like 〇五八 or 058 mean?

It is a branch label for transfers, not a real office. 〇五八 reads ゼロゴハチ and has the branch code 058. Every Japan Post Bank account belongs to one of these labels, based on its symbol.

Can I use any Japan Post Bank branch code?

No. Your branch code is fixed by your account, so you must use your own. The wrong code makes the 振込 fail or bounce. Check your code on your passbook or the official tool before you register it anywhere.

In closing

Your Japan Post Bank branch code comes from your symbol, not from where you bank. Use the passbook or official tool to find it, and give senders the right format for each 場合 (situation).

For domestic 振込, share 9900, your 店名, 店番, 預金種目, and 7-digit 口座番号. For money from abroad, share JPPSJPJ2 and your 記号 and 番号.

Getting lots of Japanese bank letters? MailMate's virtual mailbox scans and translates your mail, so you never miss a notice from Japan Post Bank.

👉 You might also like: 5 Methods Japanese Use for Dealing With Loose Change and How to Pay Bills in Japan

Sources

• Japan Post Bank: SWIFT code change notice (September 18, 2025)

• Japan Post Bank: receiving money from abroad

• Japan Post Bank: symbol and number conversion tool

• Japan Post Bank: conversion formula and government payment note

• Japan Post Bank: official branch name and code list (PDF)

• Japan Post Bank: Biz Direct kana search manual (PDF)

• Japan Post Bank: call center hours

• Japan Post's loss report page